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IPC_Community-Q323

IPC International Community magazine an association member publication

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IPC COMMUNITY 12 SUMMER 2023 O n May 1, First Republic Bank became the latest addition to the growing list of failed banks, making it the third major bank to collapse in recent months. Pre- viously the 14th largest bank in the United States, First Republic Bank now holds the unenviable title of being the second largest bank failure in U.S. history. Silicon Valley Bank, which was the 16th largest bank in the coun- try, and Signature Bank, the 29th largest bank in the U.S., also collapsed recently. These two bank failures mark the third and fourth larg- est bank collapses in history. Since the 1970s, more than 90 banks with assets over $1 billion have failed in the United States. Three of the four largest collapses have occurred in the past few months. In light of recent U.S. bank failures and a significant surge in interest rates, depositors have hastened withdrawals from commercial INDUSTRY INTELLIGENCE By Shawn DuBravac, IPC Chief Economist The Ongoing Banking Crisis

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